How Do I Know If My Doctor Accepts Medicare Assignment?
If you are enrolled in Original Medicare, Part A and Part B, you can choose any doctor who accepts Medicare assignment (the maximum amount allowed for charges under the Medicare payment rules).
You can call the doctor and ask or use Medicare gov’s Physician Compare tool. The finder tool lets you search through a list of physicians in your area to see which ones accept Medicare.
A beneficiary enrolled in a private Medicare Advantage program is faced with more research before knowing which doctors will accept your plan because it will depend on the type of plan you are enrolled in.
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Medicare Open Enrollment 2018
It’s that time of year again.
With Medicare’s Annual Election Period (also know as Open Enrollment) starting in just a few days, I want to share some key things to be aware of so you don’t get surprised with a high prescription bill in 2018
Open Enrollment is a period that runs from October 15th to December 7th . During this time you have the opportunity to change your coverage for the new year.
And even more important, this is when the details for 2018 prescription plans are released. Therefore, the plan you had this year might not be the best for you in 2018. Your co-pays and deductibles may increase and your pharmacy may no longer be included in the plan’s network.
I’ve saved hundreds of dollars by changing prescription plans four times during the past seven years.
Medicare Vision And Hearing Coverage
Is having health insurance to cover your hearing and vision important to you? If so you are one of the many.
I frequently hear people who greatly value this coverage and want to ensure their Medicare plan includes these two benefits.
But making a Medicare decision based on vision and hearing benefits can be very difficult. So, please be careful.
The advertising on this topic can be misleading and can take you down a path where you may make make a Medicare decision you later regret.
Today I want to share two key points to keep in mind as you make your Medicare decision. A decision that keeps in mind your vision and hearing benefits while also ensuring you aren’t sabotaging your other health care benefits.
How To Pick A Medicare Supplement Plan
I’ve received many questions lately about choosing your supplement plan. So today I want to quickly go over what supplemental plans are and what you should consider with comparing plans.
Supplement medical insurance (also called Medigap) is a policy that pays for some health care costs (GAPS) that Original Medicare doesn’t cover like copayments, coinsurance, and deductibles. Medicare usually pays 80% of the approved charges and you’re responsible for the remaining 20%.
Insurance companies may charge different premiums for the EXACT same supplement coverage. Please know that the benefits are the same in whatever plan or insurance company you choose. But, the premiums vary widely and the service you receive may differ.
Choosing the right supplement plan will be your most difficult decision because you could spend thousands of unnecessary dollars over your lifetime unless you know what to look for in a plan.